Welcome to the opusfund.com website (the “Site”), operated by Opus Investment Management LLC and Opus Capital Management LLC (collectively, “Opus”). These disclaimers (“Disclaimers”) apply to the Site, all information contained therein, and all related mobile applications, tools, and downloads (all of the foregoing, collectively the “Service”).
PLEASE READ THESE DISCLAIMERS CAREFULLY BEFORE USING THIS SITE AND THE SERVICE TO UNDERSTAND INFORMATION MADE AVAILABLE THROUGH THE SERVICE AND THE RISKS ASSOCIATED THEREWITH.
BY ACCESSING THIS SITE AND USING THE SERVICE YOU AGREE TO BE BOUND BY THE OPUS USER AGREEMENT (THE “AGREEMENT”) AND THE SERVICE’S PRIVACY POLICY (THE “PRIVACY POLICY”) AND YOU ACKNOWLEDGE, UNDERSTAND AND ACCEPT THESE DISCLAIMERS. BY CONTINUING TO USE THE SERVICE, YOU ACCEPT AND AGREE THAT THE AGREEMENT, THE PRIVACY POLICY AND THESE DISCLAIMERS GOVERN YOUR USE OF THE SERVICE. IF YOU DO NOT AGREE TO THE TERMS OF THE AGREEMENT, THE PRIVACY POLICY OR THESE DISCLAIMERS, YOU MAY NOT USE THE SERVICE.
OPUS MAY MAKE CHANGES OR IMPROVEMENTS TO THE SERVICE AND/OR TO THESE DISCLAIMERS AT ANY TIME. ANY MODIFICATIONS MADE WILL BE EFFECTIVE IMMEDIATELY UPON THE POSTING OF THE MODIFIED DISCLAIMERS ON THE SITE. BY CONTINUING TO USE THE SERVICE AFTER ANY CHANGES OR IMPROVEMENTS ARE MADE, YOU ARE ACCEPTING AND AGREEING TO THE CHANGES. YOU AGREE TO REVIEW THE POSTED DISCLAIMERS EACH TIME YOU ACCESS OR USE THE SERVICE SO THAT YOU ARE AWARE OF ANY MODIFICATIONS MADE TO THESE DISCLAIMERS.
Not an Offer or Recommendation
The Service is for information, illustration and discussion purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any Opus managed investment fund.
The Service is not intended to represent the rendering of accounting, tax, legal regulatory or investment advice by Opus. The Service does not take into account the particular investment objectives, financial circumstances, restrictions, particular needs or financial, accounting, regulatory, legal or tax situation of any particular person, investor or type of investor. While investors should understand and consider risks associated with making an investment decision, the Service is not intended to aid an investor in evaluating such risk. The Service should not be relied upon for any purpose and should not be a basis of any investment decision or retention of Opus for any reason. Neither Opus nor its principals, officers, employees or associated funds or entities hereby makes any representation to any person or entity as to the suitability of any investment.
An Investment decision by you should be based on your customary and thorough due diligence procedures, including consultation with your own professional tax, legal and investment advisors. You should also inform yourself as to: (1) the legal requirements within your jurisdictions for the purchase, holding or disposal of investments; (2) any applicable foreign exchange restrictions; and (3) any income and other taxes which may apply to the purchase, holding and disposal of investments. Furthermore, you should keep in mind that any subsequent change in facts or circumstances could materially affect the accounting, tax, legal or regulatory treatment consequences of an investment. Before you make any investment decisions, you should determine whether the investment is suitable for you in light of your circumstances, investment objectives, financial situation and risk tolerance.
Risk of Loss and Other Risks
Investing in securities and other financial products entails certain risks, including the possible loss of the entire principal amount invested. Investments in securities and other financial products may be severely volatile. Volatility and returns depend on a variety of factors including overall market conditions, unpredictable economic and political events, and the ability of Opus and the investment managers to the underlying independently managed domestic and international private investment funds (collectively, “Investment Vehicles”) to implement their investment processes, investment objectives and risk management strategies. In addition, the use of leverage and other speculative investment practices or trading strategies may increase the risk of investment loss.
The Investment Vehicles are not registered with any federal or state regulator (collectively, “U.S. Regulators”) and, generally, their offering materials are not reviewed or approved by U.S. Regulators. This makes it difficult for both you and Opus to assess the performance of the Investment Vehicles or independently verify information that is reported. The Investment Vehicles may not be required to provide periodic pricing or valuation information to Opus. All of this can make it easier for an unscrupulous investment manager to an Investment Vehicle to engage in fraud. An investment in the Investment Vehicles may be highly illiquid. The death, disability or departure of key Opus personnel may have a material adverse effect on investment performance. Similarly, the Investment Vehicles are generally managed by single managers. The death, disability or departure of key personnel at such managers may have a material adverse effect on investment performance of the Investment Vehicles. Fees and expenses – which may be substantial regardless of any positive return – will offset investment and trading profits. If Opus’s investments are not successful, these payments and expenses may, over a period of time, cause losses. The Investment Vehicles may invest in various global markets throughout the world. As a result, the Investment Vehicles may be exposed to risks relating to non US markets, including, without limitation, risks relating to currency exchange, tax, lack of liquidity, market manipulation, political instability and higher transaction costs. The Investment Vehicles may invest in futures and other derivatives instruments. Futures trading and other derivatives may permit extremely high degrees of leverage and expose the Investment Vehicles to, among other things, volatility, market illiquidity, market risks, legal risks and operational risks. Opus and the managers to the Investment Vehicles may be subject to various potential and actual conflicts of interest. The tax structure of a multi-manager strategy may be complex and there may be delays in distributing important tax information which may cause you to be required to obtain an extension to file your income tax return.
Given the foregoing, an investment with Opus is not suitable for all investors. Investors must have the financial ability, sophistication/experience and willingness to bear the risks of investing and such investments should be discretionary capital set aside strictly for speculative purposes.
Additional Disclaimers
Opus undertakes no responsibility or obligation to revise or update this site and/or the opinions, statements, assumptions, analyses, assessments, projections, forward looking statements, similar statements and other views expressed in this site, (collectively, the “Statements”). All Statements constitute only subjective views of Opus, should not be relied on, and are subject to change without notice due to many factors, including fluctuating market conditions, and economic factors.
Any descriptions involving investment process, investment goals or strategies, risk management techniques, portfolio characteristics, investment examples, or statistical analysis, are provided for illustration purposes only, will not apply in all situations, may be changed in the discretion of Opus without notice and may not be fully indicative of any present or future investments. Investments are selected by, and will vary at the discretion of, Opus and are subject to availability and market conditions, among other factors. No representation is made that Opus’s investment processes, investment objectives, goals or risk management techniques will or are likely to be achieved or successful, or that any investment will make any profit or will not sustain losses.
Opus does not provide tax advice and nothing contained herein is intended to be, or should be construed as, tax advice. Any discussion of US tax matters contained in this site was written to support the promotion or marketing of the transactions or other matters addressed herein and is not intended to be used, and must not be used by any recipient, for the purpose of avoiding US federal tax penalties. Viewers of this site should seek tax advice based on the recipient’s own particular circumstances from an independent tax adviser to determine the tax consequences of an investment in the Fund.
The above summary is not a complete list of the risks, tax considerations and other important disclosures involved in investing with Opus.